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US Crypto CLARITY Act Advances With Stablecoin Rule Text

Key stablecoin yield compromise boosts CLARITY Act's chance of becoming law.

  • The CLARITY Act, which aims to provide regulatory clarity for crypto, moves closer to law after a key stablecoin yield provision was settled.
  • The new text prohibits crypto firms from paying interest for simply holding stablecoins but allows rewards tied to “bona fide activities.”
  • Traders on the Polymarket crypto prediction market now see a 55% chance of the act becoming law in 2026.

The CLARITY Act has taken a major step forward after US Senators published final text resolving a critical stablecoin yield dispute, Coinbase chief legal officer Faryar Shirzad said on Friday. This breakthrough could allow the landmark regulatory bill to advance through Congress after months of delay.

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The provision titled “Prohibiting interest and yield on payment stablecoins” bars firms from paying yield solely for holding stablecoins. However, it explicitly permits rewards linked to legitimate platform usage, a compromise Shirzad described as protecting “the ability for Americans to earn rewards.” Consequently, the resolution of this banking industry roadblock has renewed momentum for the broader legislation.

Polymarket traders immediately reacted, increasing the odds of the act passing in 2026 to 55%. Coinbase CEO Brian Armstrong promptly called for the next procedural step, urging lawmakers to “Mark it up.”

Galaxy Digital researcher Alex Thorn suggested the Senate Banking Committee could schedule a markup imminently. Meanwhile, some industry figures like Helius Labs CEO Mert Mumtaz expressed frustration with the yield restrictions.

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