- SoFi Technology stock rose after signals of a potential U.S. Federal Reserve interest rate cut.
- Analysts raised their outlook on SoFi, citing growth in lending, cryptocurrency products, and plans for international remittance services.
- SoFi projects $5.1 billion in revenue and over $950 million in earnings by 2028, assuming around 19% annual growth.
- The company has reported strong customer traffic and has diversified into higher-margin services like international money transfers.
- Analyst ratings remain split, with the stock trading near its 52-week high and showing notable volatility in 2025.
SoFi Technology shares increased Monday after the U.S. Federal Reserve suggested a possible upcoming interest rate cut. The movement in the stock followed last week’s Fed meeting. Analysts have responded by boosting their outlooks for SoFi, noting the company’s expansion in lending, cryptocurrencies, and upcoming international money transfer services.
According to company projections, SoFi expects $5.1 billion in revenue and $952.5 million in earnings by 2028. This scenario is based on a 19.1% estimated annual growth rate, which would represent an increase of about $391 million from current earnings of $561.6 million.
The company reports that its platform has seen strong customer and visitor growth over the past several years. By adding new higher-margin products such as international remittances (allowing customers to send money abroad), SoFi aims to drive additional revenue. Trading data shows that SoFi remains one of the most heavily traded stocks recently, rising 70% year-to-date—making it one of the top-performing stocks in 2025.
Analysts have issued a wide range of price targets, from $9.50 to $28 per share. Mizuho has set an “Outperform” rating with a $26 target, while Morgan Stanley analysts project a possible decline to $13. At the time of reporting, the stock trades at $26, though some suggest it could rise further in the coming year.
According to CNN analysts, SoFi holds a 9/10 rating, but opinions on its future differ. The stock trades near its highest value in the past 52 weeks and remains above its 200-day simple moving average, a metric used to measure long-term price trends. Of 24 analysts surveyed, 29% rate SoFi as a “buy,” 46% recommend holding, and 25% advise selling. Despite strong performance in 2025, analysts caution that the stock remains volatile and could shift quickly.
✅ Follow BITNEWSBOT on Telegram, Facebook, LinkedIn, X.com, and Google News for instant updates.
Previous Articles:
- Strategy (MSTR) Sells 875K Shares, Dilution Promise Abandoned
- Chainlink’s LINK Drops 6% Despite Strategic SBI Group Partnership
- Fake Voicemails Spread UpCrypter Malware in Global Phishing Surge
- Bitcoin Reaches 1.7% of Global Money Supply Amid Fed Rate Cut
- Bitcoin Core v30 Debate Heats Up as Hypothetical DoS Attack Mocked
