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Bermuda to Move Financial Services to Stellar Network

Bermuda shifts key public finance to Stellar blockchain to cut fees and drive economic growth.

  • The government of Bermuda will transition key financial services to the Stellar blockchain network to reduce high transaction fees and foster economic growth.
  • Premier David Burt confirmed that, after risk assessments, the government could accept and invest in digital assets.
  • This initiative builds on Bermuda’s existing partnerships with Circle and Coinbase, aiming to become the world’s first “fully on-chain national economy.”

Premier David Burt announced on Tuesday at the Bermuda Digital Finance Forum that his government is initiating a strategic shift of its payment and financial services infrastructure to the Stellar network. This move is a core component of Bermuda’s ambitious plan to establish itself as a “fully on-chain national economy.”

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“The lack of mobile money applications and reliance on legacy payments infrastructure has left Bermudians paying high payment processing fees and hindered additional economic growth opportunities,” Burt stated. “The use of digital dollars can change that, and the Stellar network’s capacity to support public sector initiatives are what make it possible to deliver this responsibly and at the scale Bermuda requires.” Stellar is primarily classified as a Layer 1 blockchain designed for fast, low-cost cross-border transactions.

This latest development builds upon an earlier partnership announced by Burt at the World Economic Forum in Davos, Switzerland in January. The government had previously partnered with Circle and Coinbase according to a government announcement. Consequently, Bermuda has been positioning itself as a crypto-friendly jurisdiction since passing its Digital Asset Business Act in 2018.

With a gross domestic product of about $9 billion as of 2024, Bermuda remains a smaller economy turning to digital assets for growth. Meanwhile, Burt emphasized that the private sector is leading this transformation, working in concert with the government.

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