- Swyftx projects that $262 billion of the AI-native gig economy’s payment volume could be settled in stablecoins by 2033.
- The global freelance payments market could reach $2.1 trillion by 2033, with AI-native workers accounting for $775 billion.
- Stablecoin transaction volume hit a record $1.79 trillion in June, more than doubling in market cap over the past two years.
Australian crypto exchange Swyftx reports that AI-enabled microbusinesses could provide a major boost for stablecoin transaction volumes as the global gig and freelance payment market expands. In its second-quarter industry report, Swyftx estimated the global freelance payments market could reach $2.1 trillion by 2033, with AI-native workers accounting for $775 billion. “We see the vibe-coding and AI economy as a significant potential tailwind for stablecoin use,” Pav Hundal, lead market analyst at Swyftx, told Cointelegraph.
Swyftx projects that $262 billion of the AI-native cohort’s payment volume could be settled in stablecoins, based on an assumed adoption rate of roughly 33%. “Adoption doesn’t happen just because the technology exists. It happens when the economics are compelling, and the rules are clear.” Stablecoins, which have doubled in market cap over the past two years and hit a record $1.79 trillion in volume in June, are a clear indicator of payment utility demand.
These solo workers operate across borders, invoice frequently, and settle in amounts that conventional banking systems struggle to handle. Swyftx notes that stablecoin transfers using Ethereum layer-2 networks can cut fees by 80% to 90%. Traditional cross-border rails charge high fees, have multiday settlement windows, and exclude users in more than 50 countries.
The agentic AI payment narrative could be another significant driver of stablecoin volume. AI agents cannot get bank accounts, so they will likely use crypto assets for payments. Consequently, this theoretical revenue stream for institutional settlement layers could reach as much as $1.3 billion by 2033.
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