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Gemini Q1 revenue jumps 42% amid credit card surge

  • Gemini saw total revenue grow 42% YoY to $50.3 million in Q1 2026, despite a 27% decline in its core crypto exchange revenue.
  • The firm’s strategic pivot from a pure exchange is clear, with credit card revenue surging nearly 300% and now making up almost half of total income.
  • This expansion came at a cost, as total operating expenses jumped 73% to $144.5 million, leading to an adjusted EBITDA loss of nearly $60 million.
  • The company secured a $100 million strategic investment from Winklevoss Capital, funded in Bitcoin” rel=”nofollow noopener”>Bitcoin, to fuel its growth into a “full-stack” financial marketplace.

Gemini reported a significant 42% year-over-year revenue increase to $50.3 million for the first quarter of 2026, as the company detailed on Thursday. This growth underscores its successful transition from a cryptocurrency exchange into a broader financial services provider.

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However, its core crypto exchange revenue fell 27% to $17.2 million, reflecting lower market trading volumes. Consequently, the standout performer was credit card revenue, which skyrocketed nearly 300% to $14.7 million due to user base growth.

This diversification means services and interest income now constitute almost half of total revenue. “As Gemini continues to evolve, we expect that the momentum we have built in diversifying our revenue will only accelerate,” said company president Cameron Winklevoss.

Meanwhile, total operating expenses surged 73% to $144.5 million, driven by costs for expansion. The firm also closed a $100 million strategic investment from Winklevoss Capital, funded in Bitcoin.

This funding supports Gemini’s goal to become a “full-stack, end-to-end marketplace,” a path bolstered by recent regulatory licenses. Gemini’s stock gained 6.9% in after-hours trading Thursday but remains down 47% year-to-date, according to Google Finance.

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