- Exodus is launching a new digital payments service called Exodus Pay in early 2026.
- The service allows users to hold, spend, and send stablecoins within a single self-custodial app.
- Users can spend stablecoins wherever cards are accepted and send money using phone numbers.
- The platform emphasizes self-custody, meaning users keep control of their private keys and assets.
- Exodus aims to appeal to younger users who prefer flexible, bank-independent ways to use digital money.
Exodus, known for its self-custodial cryptocurrency wallets, announced plans to introduce a digital payments product called Exodus Pay, set to launch in early 2026. The new service will enable users to store, spend, and send stablecoins—all digital currencies pegged to stable assets—within one application without relinquishing control over their funds.
With Exodus Pay, users will be able to make payments with stablecoins anywhere that accepts card payments and transfer money by using phone numbers as identifiers. The app plans to offer rewards for holding and spending balances. The key feature is its foundation on self-custody, which means users hold the private keys to their assets, maintaining full control over their money.
This new payment option reflects a recognized generational shift where more people, especially younger individuals, are moving away from traditional banking systems. These users seek flexible, real-world uses for digital currencies. By focusing on stablecoins, Exodus intends to simplify the experience and reduce barriers commonly associated with cryptocurrency payments.
Currently, interested users can join a waitlist for early access to Exodus Pay, ahead of the official rollout planned for next year.
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