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AMLA warns MiCA migration may strain EU crypto compliance

MiCA deadline triggers mass crypto user migration, straining compliance across EU.

  • The MiCA transitional period ended July 1, forcing all crypto firms serving EU customers to obtain licenses or wind down.
  • Mass user migration could strain compliance at virtual asset service providers, warned AMLA chair Bruna Szego.
  • AMLA will publish a report on crypto money laundering risks and is expanding blockchain analytics capabilities.
  • Unauthorized firms must take immediate steps to cease EU operations, according to the European Securities and Markets Authority.

During a Wednesday briefing with the European Parliament’s Committee on Economic and Monetary Affairs, Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) chair Bruna Szego warned that mass user migration following the end of the MiCA transitional period could strain compliance at virtual asset service providers (VASPs) in the European Union. “Because we know customers will rush to withdraw, this will put additional pressure on these VASPs,” Szego said.

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Consequently, firms winding down their EU operations could face pressure as customers rush to withdraw, while licensed crypto companies could encounter onboarding challenges as they absorb new users. Szego urged service providers to maintain efficient compliance procedures throughout the transition. MiCA’s 18-month transitional period ended on July 1, requiring crypto asset service providers (CASPs) to hold licenses to continue serving EU customers. The European Securities and Markets Authority said crypto service providers that remain unauthorized by the deadline must take “immediate” steps to wind down their EU activities.

Ahead of the deadline, AMLA published an advisory note warning about money laundering risks from the transition. Szego added that AMLA will publish a report before year-end on money laundering risks in the crypto sector and supervisory practices across the bloc. The authority is also expanding its blockchain analytics capabilities to strengthen oversight. The report will assess how national authorities supervise crypto-asset service providers and identify differences in supervisory practices across member states, with AMLA using findings to coordinate follow-up work with national regulators.

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