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US, UK issue joint stablecoin and tokenization plan

U.S. and UK propose 10 joint rules for stablecoins and tokenized assets.

  • The U.S. and UK Treasuries published 10 joint recommendations to align regulation of stablecoins, tokenized assets, and capital markets.
  • Five recommendations focus on digital assets, including a private-sector group to test cross-border tokenization and a joint statement backing stablecoins.
  • The recommendations are non-binding but set a shared direction as both countries build toward their own regulatory regimes.
  • Coinbase welcomed the plan, calling it a “critical moment for transatlantic cooperation.”

The U.S. and UK Treasuries jointly published 10 recommendations on Tuesday to align their regulation of stablecoins and tokenized assets, marking a coordinated push by two of the world’s largest financial centres. The proposals, published by HM Treasury and the U.S. Treasury, come from a taskforce established during President Trump’s UK state visit in September 2025.

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Five recommendations cover digital assets, while the rest address traditional capital markets. The taskforce wants regulators including the Bank of England, FCA, SEC, and CFTC to find common approaches to tokenized assets and settlement finality.

A private sector-led group will spend a year testing cross-border tokenization use cases. The governments are also developing a joint statement backing stablecoins, requiring one-to-one backing by high-quality liquid assets—principles echoing the U.S. GENIUS Act.

The alignment effort lands as both countries advance their own regimes. The U.S. implements the GENIUS Act ahead of a 2027 effective date, while the UK’s cryptoasset regime takes effect in October 2027. Meanwhile, the European Union’s MiCA rules have been fully in force since late 2024.

Coinbase’s head of policy for Europe, Katie Harries, called the recommendations a “critical moment for transatlantic cooperation.” The UK has previously signaled ambitions to minimize frictions, with Economic Secretary Lucy Rigby noting in May that digital assets could enable a “complete transformation” of markets.

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