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SEC Clears Franklin Templeton to Invest in Onchain Money Fund

  • The SEC issued a no-action letter allowing Franklin Templeton funds to invest in its own tokenized money market fund.
  • The regulator will not pursue enforcement action under specific guardrails, bypassing physical custody rules.
  • The affiliated transfer agent may act as custodian and hold private keys for the onchain fund without adhering to existing physical-custody regulations.

The Securities and Exchange Commission (SEC) issued a no-action letter on Wednesday, stating it will not take enforcement action if Franklin Templeton fund managers invest cash in the firm’s own tokenized fund. The fund in question, the Franklin OnChain U.S. Government Money Fund, is an interest-bearing tokenized fund that invests in U.S. government securities and aims to maintain a stable $1 share price.

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The SEC’s approval allows Franklin Templeton to operate without adhering to physical custody regulations under specific guardrails. Consequently, the affiliated transfer agent, Franklin Templeton Investor Services (FTIS), may act as custodian for the tokenized funds and hold their private keys. This regulatory nod came in direct response to Franklin Templeton’s formal no-action request letter sent earlier on Wednesday.

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