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Radix Wallet Launches Phase 1 of Multi-Factor Smart Accounts

Radix launches Phase 1 of Multi-Factor Smart Accounts with customizable Security Shields on Stokenet for enhanced account security

  • Radix has launched Phase 1 of Multi-Factor Smart Accounts (MFA) on its public test network, Stokenet.
  • The MFA feature uses a customizable Security Shield, which combines multiple factors for account security.
  • Users can select factors such as phone biometrics, hardware wallets, or trusted individuals to secure their account.
  • The system allows flexible signing rules and an override option for backup access if a factor is lost.
  • Users can create, apply, and manage Security Shields directly in the Radix Wallet and are invited to provide feedback.

Radix has activated Phase 1 of its Multi‑Factor Smart Accounts (MFA) rollout in the Radix Wallet on the Stokenet platform as of this week. The rollout introduces enhanced account security by allowing users to protect their accounts using multiple authentication factors. This update replaces the traditional single seed phrase approach with a system called a Security Shield, which helps safeguard accounts on-chain.

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The MFA feature enables users to combine various trusted methods—including phone biometrics or PINs, hardware devices like Ledger Nano or Arculus Card, off-device mnemonics, or even trusted individuals—into a customizable rule set that controls transaction signing and decentralized application logins. Users configure and apply these Security Shields to their accounts or personas by submitting a transaction through the wallet.

Unlike traditional account abstraction models where a single authentication factor is hidden from the user, Radix’s network-level Access Controller eliminates any single point of failure. The wallet clearly displays which factors secure the account and respects the Security Shield’s signing rules during operations. In Phase 1, users can create and review their shields and test signing behavior.

The Security Shield includes an override option designed as a backup in case a primary factor, such as a lost phone, becomes unavailable. For example, if a shield normally requires phone biometrics and a Ledger Nano device for verification, the override factor—such as an Arculus Card—can be used to regain access without compromising security.

To set up the Security Shield, users connect their Radix Wallet to Stokenet and follow steps within the wallet to select factors, optionally add hardware devices, configure signing and recovery rules, and apply the shield to an account. Recovery functionality will be enabled in Phase 2 of the rollout. The Radix Wallet team encourages users to provide feedback on the intuitiveness of the setup, clarity of terms like “Security Shield,” and expected signing behavior.

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For more information on how MFA is integrated or comparisons to other models like Account Abstraction, see the details at this announcement and this blog.

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