Florida bills seek state Bitcoin reserve under CFO oversight

  • Florida lawmakers filed bills to create a state-run cryptocurrency reserve and a trust fund to hold digital assets.
  • The measures place management with the Office of the Chief Financial Officer and limit purchases to very large-cap tokens.
  • The plan allows third-party custodians, requires biennial reporting, and includes a sunset review in 2030.

Sen. Joe Gruters filed two bills to establish a state cryptocurrency reserve in Florida and a separate trust fund to hold digital assets. The proposals would place the reserve in the Office of the Chief Financial Officer and aim to give the state a role in the digital-asset economy.

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SB 1040 would create the Florida Cryptocurrency Reserve Trust Fund and allow deposits from legislative appropriations, legal revenues, direct crypto payments, exchanges, and blockchain forks (events where a cryptocurrency splits into two separate chains). The fund could also receive earnings from non-crypto investments.

SB 1038 assigns management authority to Blaise Ingoglia, the state Chief Financial Officer, and sets strict investment rules. The CFO could only buy cryptocurrencies that have averaged at least $500 billion in market capitalization (the total market value of a cryptocurrency) over the prior two years, a threshold met only by Bitcoin. Bitcoin was trading near $88,345, up about 1.4% on the day. The bills would permit the state to work with authorized third-party custodians (entities that securely hold digital assets), liquidity providers, and auditors.

The proposal sets up a five-member advisory committee led by the CFO to provide strategic guidance. The CFO must file biennial reports on reserve valuations and management actions with legislative leaders. The reserve is subject to Florida’s sunset review and is scheduled to expire on July 1, 2030, unless renewed. One bill depends on the passage of the other, and neither would take effect before July 1 if approved. The measures are described as an initial step to diversify the state’s long-term investment exposure to the digital economy.

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