Elon Musk’s X Money App to Launch Public Beta in April

X Money launches beta in April for payments but excludes crypto initially.

  • X Money will launch its public access beta in April, allowing peer-to-peer transfers, direct deposits, and yield earning.
  • Despite Elon Musk‘s history of supporting Dogecoin (DOGE), the initial launch appears to exclude cryptocurrency functionality.
  • The platform has secured over 40 U.S. state money transmitter licenses and partners with VISA for secure account funding.
  • Early beta access is being auctioned for charity, with actor William Shatner promoting the platform.

Elon Musk announced that the public beta for X Money, the financial arm of his social media platform, will launch in April. This move marks a significant step towards his vision of an “everything app” with integrated payments.

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The platform will offer features like direct deposits, peer-to-peer transfers, and the ability for users to earn yield. Consequently, it positions itself to compete directly with established fintech apps like Venmo and Cash App.

However, the initial launch notably lacks any integration with cryptocurrency, including Musk’s favored Dogecoin. Even so, DOGE’s price rose more than 8% on the day, potentially fueled by speculation surrounding the app.

Early access is being promoted by “Star Trek” actor William Shatner, who is auctioning beta slots for a $1,000 donation to his charity. Musk recently shared a third-party forecast suggesting future “crypto integration” could be part of the roadmap.

X Money has been in development for years, securing necessary regulatory licenses across the United States. The entity also partnered with Visa in January to enable instant account funding for users.

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This expansion follows the rollout of “smart cashtags” on X for analyzing equities and digital assets. X Product Lead Nikita Bier has clarified, however, that the platform does not act as a brokerage or execute trades.

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