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CEO: Mortgage your home to buy STRC, not bitcoin

MicroStrategy CEO pushes risky mortgage-funded dividends to retail investors

  • Strategy CEO Phong Le is promoting Stretch (STRC) as an income source, advising investors to use mortgage funds to buy it.
  • Le compared the variable 11.5% dividend to a paycheck, though the company’s board can suspend payments at any time.
  • Roughly 80% of STRC stockholders are retail investors, a group often more exposed to financial risk.
  • The advice mirrors founder Michael Saylor’s 2021 call to mortgage homes for Bitcoin, but now focuses on a different asset.

On March 10, 2021, Strategy founder Michael Saylor controversially urged leveraging homes to buy bitcoin. Five years later, CEO Phong Le is advocating a similar tactic, but for the company’s own STRC stock during an interview on Natalie Brunell’s popular Bitcoin show. He specifically recommended it for people with mortgages or other monthly bills, framing it as an income solution.

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Le recently purchased $250,000 of STRC “just to sort of go through the experience.” He explained his logic was to earn the variable 11.5% dividend instead of paying down his 1.75% mortgage. However, this comparison overlooks critical warnings on the company’s own information page, where dividends and principal repayment are not guaranteed.

Consequently, the board can suspend or adjust these payments at will. Meanwhile, Le mistakenly claimed STRC “grew faster than the iPhone,” conflating stock sales with revenue, which is an accounting error. The executive, whose annual compensation has exceeded MicroStrategy-inc” target=”_blank” rel=”noreferrer noopener”>$15 million, disclosed that roughly 80% of STRC holders are retail investors. This group represents the population most vulnerable to the risks of chasing high yields for essential expenses.

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