- Entrepreneur Patrick Bet-David argues XRP could reach $100 if it captures 5-10% of the $5 trillion in daily transactions handled by SWIFT.
- The resolution of the SEC lawsuit against Ripple in August 2025, following a key 2023 ruling by Judge Annalisa Torres, has removed a major barrier to institutional adoption.
- According to CoinGecko data, XRP is currently trading at $1.37 with a market capitalization of approximately $83.6 billion.
A viral video shared by crypto commentator Amonyx in late 2025 has reignited speculation that Ripple’s XRP could disrupt the global payments giant SWIFT. The discussion centers on a bold $100 Price Prediction from entrepreneur Patrick Bet-David, who bases the forecast on XRP capturing a fraction of SWIFT’s colossal transaction volume.
Bet-David stated, “SWIFT processes $5 trillion daily or $1.25 quadrillion annually.” He contends that capturing just 5-10% of this flow could propel XRP’s value to $100. Some analysts cited in the video suggest a $1,000 price is possible under a total replacement scenario.
Consequently, the argument gains credibility from XRP’s technical capacity for fast, low-cost transactions. This contrasts sharply with SWIFT’s slower and more expensive traditional system. Meanwhile, the legal overhang that stalled adoption for years has now lifted.
The SEC lawsuit concluded in August 2025 after Judge Annalisa Torres ruled in 2023 that XRP was not a security on public exchanges. This regulatory clarity potentially paves the way for institutional adoption. Political figures like Donald Trump have also mentioned XRP alongside major cryptocurrencies, raising its mainstream profile.
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