Stablecoins Surge as Visa Expands Pilot and FDIC Approves Plan

Cryptocurrency Market Sees Stable Prices Amid Regulatory Advances and Stablecoin Expansion

  • Crypto major prices mostly remained steady with minor declines.
  • Bitwise expects new Bitcoin highs in 2026 driven by institutional demand and regulatory clarity.
  • The SEC closed its four-year probe into Aave with no enforcement action.
  • VISA widened its stablecoin pilot program and the FDIC approved a stablecoin issuance proposal under the Genius Act.
  • Regulatory and legal actions against crypto exchanges and influencers took place in the U.S., Hong Kong, and South Korea.

Several notable developments occurred in the cryptocurrency sector, focusing on stablecoins and regulatory updates. Leading cryptocurrencies like bitcoin, ether, Binance Coin, and Solana saw stable or slightly reduced prices, with bitcoin down 0.3% at $87,000 and ether falling 1% to $2,930. Meanwhile, top movers included Night (+11%) and Morpho (+10%).

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Bitwise forecasted new all-time highs for bitcoin by 2026, citing institutional capital inflows, clearer regulations, and ongoing adoption to counterbalance previous bearish trends. The SEC concluded its four-year inquiry into Aave without pursuing enforcement action, signaling regulatory resolution for the decentralized finance platform.

In the stablecoin space, Visa expanded its pilot project to additional U.S. banks and incorporated settlement capabilities on Solana. Relatedly, the FDIC approved a proposal under the Genius Act that outlines how banks supervised by the agency can issue payment stablecoins through subsidiaries.

Political and regulatory movements included former President Trump expressing willingness to nominate Democrats to the SEC and CFTC, potentially aiding progress on a stalled Senate crypto market-structure bill. Senator Elizabeth Warren raised concerns about risks linked to decentralized exchanges, specifically citing PancakeSwap and alleged connections to illicit flows involving entities tied to North Korea and Trump associates.

Legal actions intensified as the FTC ordered the crypto platform Nomad to repay funds after a $186 million 2022 bridge hack. In Hong Kong, influencers face charges for promoting the failed JPEX exchange, which caused losses of approximately $206 million. Meanwhile, South Korea approved roughly $15 million in debt relief for crypto traders affected by downturns.

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