Senate ag, banking committees must align crypto oversight…

Momentum Builds for Crypto Regulation as Senate Schedules Two Markups Next Week

  • The Senate Agriculture Committee plans to mark up crypto market structure legislation next week, coordinating with the Senate Banking Committee.
  • Reported markups are targeted for Thursday, Jan. 15, but neither committee has formally announced them.
  • Both committees must align oversight roles for the CFTC and the SEC before a full Senate vote can occur.
  • Analysts warn passage this year is uncertain; TD Cowen said the bill could be delayed until 2027 with rules possibly taking effect in 2029.
  • Unresolved illicit finance concerns remain a key sticking point, though some industry figures express guarded optimism.

The Senate Agriculture Committee is expected to move forward with crypto market structure legislation next week, coordinating a simultaneous push with the Senate Banking Committee. According to a report, both panels plan markups and votes on Thursday, Jan. 15, to reconcile oversight divisions before the bill reaches the full Senate.

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Both committees share jurisdiction over financial markets: the Agriculture Committee oversees the CFTC, while the Banking Committee has authority over the SEC. Each panel must advance compatible versions of the bill so a single measure can proceed to a Senate vote.

Neither committee has issued a formal announcement. Senator Tim Scott, who chairs the Banking Committee, said he was targeting January 15 for a hearing but did not confirm the schedule.

The legislative push follows months of stalled talks, partly due to a late-2025 government shutdown, and arrives as institutional activity in digital assets has grown. Major banks have expanded crypto-related services amid a regulatory environment seen by the industry as more accommodating.

Reconciling prior discussion drafts that split oversight responsibilities remains a central hurdle. Market participants also point to unresolved illicit finance concerns as a sticking point. Gabriel Shapiro, founder of MetaLeX, wrote on X that the U.S. is “probably going to get a crypto market structure bill,” and added “There could be some deal.”

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Analysts urge caution on timing. TD Cowen said in a note that the legislation could be delayed until 2027, with final rules potentially taking effect in 2029.

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