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Saudi Arabia Nears Launch of State-Backed Stablecoin, Pioneering Fintech

Saudi Arabia to Launch State-Backed Stablecoin Regulated by Central Bank, Aiming to Lead Digital Asset Innovation by Vision 2030

  • Saudi Arabia plans to launch a state-backed stablecoin regulated by its Central Bank and Capital Market Authority.
  • The stablecoin is part of the Kingdom’s Vision 2030 goal to lead the digital assets industry.
  • The government emphasizes the stablecoin will create a faster financial system but has not announced a specific launch date.
  • Major cryptocurrency exchanges have praised the initiative for its balance of innovation and regulatory oversight.
  • With 79% of daily transactions already cashless, Saudi Arabia aims to advance its financial ecosystem and inspire similar moves in the region.

Saudi Arabia is preparing to introduce a state-backed stablecoin regulated by the country’s Central Bank and Capital Market Authority. This initiative aligns with the Kingdom’s Vision 2030 ambition to become a leader in the digital assets sector. The exact timeline for the stablecoin’s launch remains undeclared, and it has yet to enter pilot testing.

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At a recent digital assets event in Riyadh, Majed al-Hogail, Minister of Municipal Affairs, explained that the stablecoin is expected to create a more efficient financial system. The national regulatory framework will oversee its operation to ensure security and compliance.

The stablecoin project has drawn strong support from industry leaders. Vivien Lin, Chief Product Officer at BingX, described the development as “a turning point for the region’s digital-asset sector”. She added that the approach is “progressive and risk-aware,” promoting innovation alongside necessary oversight. The stablecoin will facilitate instant settlements and improve liquidity efficiency.

Similarly, Michelle Daura, Head of Regulated Regions at Bybit, highlighted that the initiative reflects the Kingdom’s commitment to financial modernization. She stated it “can advance the financial ecosystem when embedded in rigorous regulatory frameworks and aligned with national values.”

Saudi Arabia’s high adoption of cashless payments, with 79% of daily transactions already conducted electronically, supports the readiness for a stablecoin launch. If successful, it could encourage other countries in the Middle East and Gulf region to adopt similar digital assets, signaling broader progress in the cryptocurrency market.

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More details on the government’s plans and expert insights can be found in the discussion by Majed al-Hogail at digital assets event in Riyadh.

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