Rep. Davidson: US Drifts to Permissioned, Surveilled Banking

Lawmakers warn GENIUS Act could enable wholesale CBDC, digital-ID surveillance, and loss of self‑custody

  • Warren Davidson warns recent legislation could create a permissioned, surveilled U.S. financial system.
  • He criticized the GENIUS Act and said it enables a wholesale U.S. dollar central bank digital currency.
  • Marjorie Taylor Greene also opposed the bill and raised concerns about Digital ID, CBDC, and loss of self-custody.
  • The CLARITY Act is viewed as an improvement but may not fully reverse changes already made.

Warren Davidson on Wednesday warned that the United States is moving toward a permissioned and heavily surveilled financial system. He criticized the GENIUS Act, saying it would enable a wholesale version of a U.S. dollar central bank digital currency (CBDC) that could be used for surveillance and control.

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Davidson said a digital ID system could force Americans to get government permission to use their own money. “Do not be deceived,” he wrote, and he urged rejection of what he called a globalist surveillance state. “We need to reject this globalist surveillance state and return to first principles,” he added.

Marjorie Taylor Greene said she voted no on the bill, arguing it hands power to banks and opens a back door for a CBDC. She stated, “The real danger lies in Digital ID, CBDC, and no self custody.”

The article noted that Davidson has advocated for permissionless money, self-custody and privacy since taking office in 2016 and has introduced legislation to restrict state control over crypto, criminalize CBDCs, and target regulatory officials.

He said the CLARITY Act, awaiting Senate action and expected to be marked up in early 2026, promises to protect self-custody and include other House provisions.

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Davidson warned, “The future of money will determine the future. Without massive divine intervention, that future looks permissioned, surveilled, and debased.”

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