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Peter Schiff Calls Strategy a “Fraud,” Challenges Saylor to Debate

Peter Schiff Accuses MSTR’s Bitcoin Strategy of Fraud, Challenges Michael Saylor to Dubai Debate

  • Peter Schiff criticized Strategy, a notable Bitcoin treasury firm, accusing its business model of fraud.
  • Bitcoin’s value recently fell below $94,000 before recovering to about $94,968.
  • Schiff plans to challenge Michael Saylor, Strategy’s chair, to a public debate at an upcoming blockchain event in Dubai.
  • Strategy issues preferred shares tied to Bitcoin performance, but Schiff claims their advertised yields are unsustainable.
  • Despite recent declines, retail investors show continued bullish sentiment on Strategy’s stock.

Economist Peter Schiff has openly criticized Strategy, a firm known for its large Bitcoin holdings, describing its business model as fraudulent. Schiff’s comments came after Bitcoin’s price sharply dropped below $94,000 over the weekend, erasing nearly all of its gains this year. Bitcoin later regained some ground, trading at about $94,968 as of the most recent data.

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Schiff stated he will invite Michael Saylor, chair of Strategy, to debate him at Binance Blockchain Week in Dubai in early December. On social media, Schiff wrote, “Regardless of what happens to Bitcoin, I believe $MSTR will eventually go bankrupt. Let’s go!” as highlighted on X.

According to Schiff, Strategy depends on income-focused funds purchasing its “high-yield” preferred shares, but he claims the company’s projected returns are unlikely to materialize. He asserted that, once investors realize these yields will not be delivered, they may sell off their holdings, potentially leading to financial instability for Strategy. Strategy is reported to be the world’s largest institutional holder of Bitcoin, holding over $61 billion in assets at current prices, as stated by the company.

The firm issues preferred shares to attract investors seeking Bitcoin exposure without directly owning cryptocurrency. In November, the yield on their Variable Rate Series A Perpetual Stretch Preferred Stock (STRC) increased to 10.5%, aiming to boost demand amid falling Bitcoin prices. The company estimates spending about $689 million this year on interest expenses and dividends.

Currently, Strategy’s mNAV, or multiple on net asset value—which shows the premium of its stock price relative to its Bitcoin holdings—stands at 1.2, lower than the 2.0 or higher level considered healthy by investors. This decline has coincided with a broader drop in cryptocurrency values after Bitcoin reached an all-time high of $126,000, following international trade tensions, as mentioned in market reports.

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Sentiment on Stocktwits, a social financial platform, remains positive among retail traders with Strategy among top trending stocks, as indicated by messages like, “Too much bearishness is kinda good for this to go up.” However, Strategy’s stock has declined by over 33% this year. On social media, Saylor described the coming week as significant and posted about past Bitcoin acquisitions, suggesting continued accumulation.

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