- MiniPay introduces virtual dollar and euro accounts for global freelancers and remote workers.
- Users can receive payments in U.S. dollars and euros, which are instantly converted to stablecoins like USDT and USDC.
- The service operates on Celo’s Ethereum layer-2 blockchain and uses infrastructure provided by Noah.
- MiniPay reports over 10 million wallets across 60 countries since its 2023 launch.
- Virtual bank transfers will be free in most markets, with fees and limits varying by location.
MiniPay has started offering virtual accounts in U.S. dollars and euros, enabling freelancers and remote workers worldwide to receive payments more easily. These accounts allow users to share their account details with clients, and when funds arrive, MiniPay converts them automatically into stablecoins such as USDT and USDC.
The upgrade follows a new partnership with Noah, a financial infrastructure provider. According to a company statement, all funds received can be used for daily expenses or cashed out through mobile money apps or traditional bank accounts.
“People want to get paid like a local—without the maze of cross-border fees and delays,” said Murray Spark, head of commercial at MiniPay. MiniPay stated that its platform aims to streamline global payments, making them faster and less expensive than traditional methods. According to Opera.com/2025/10/08/minipay-launches-stablecoin-backed-usd-eur-accounts/” target=”_blank”>MiniPay’s official announcement, users will not face hidden fees, but costs and cash-out options will differ by country.
The new features are being introduced to meet the needs of a growing freelance workforce, especially in emerging markets. Research cited by the platform indicates that the freelance tech sector in Africa could reach $37.7 billion by 2034, up from $7.3 billion last year. India makes up 26% of the global online labor supply, with around 15 million freelancers, according to the same figures.
Noah CEO Shah Ramezani said, “By powering real-time interoperability between bank networks and digital assets, this partnership with MiniPay removes that divide—making global payments feel instant, connected, and built for the modern economy.” MiniPay’s virtual account features are starting to roll out for users on a waitlist in the coming weeks. The service links accounts to phone numbers and currently supports over 10 million wallets spread across 60 countries.
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