Costco Tightens Returns, Expands App to Protect Margins

Costco tightens returns, adds app ordering amid high valuation scrutiny.

  • Costco is tightening enforcement of its famously lenient returns policy to address shrinkage and abuse.
  • The retailer’s new digital push includes launching mobile app features for ordering custom cakes and deli trays, aiming to boost efficiency.
  • These operational shifts, impacting 81 million members, are under scrutiny as the stock trades with a high price-to-earnings ratio of 52.

Costco is quietly initiating a significant strategic pivot in early 2026, tightening its famous returns policy while launching new digital ordering tools. These concurrent moves reflect the retailer’s intense focus on operational efficiency and margin protection as it manages a massive membership base. Consequently, market analysts are debating whether these changes justify the company’s premium stock valuation.

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The stricter approach to Costco returns now involves tracking frequency and dollar amounts per membership. “Returns are a significant cost for retailers, and the rise of online shopping could increase this trend,” said Kevin Mahoney of Deloitte Consulting LLP. This follows data showing U.S. retailers suffered approximately $103 billion in fraudulent returns during 2024.

Meanwhile, Costco is modernizing its special-order process by moving custom cakes and deli trays to digital platforms. CEO Ron Vachris announced this shift is designed to retire the outdated paper form system. The company anticipates full adoption of this streamlined, data-capturing process by the end of 2026.

However, these operational tweaks unfold as Costco shares trade near $1,018 with a price-to-earnings ratio of 52. The balance between margin protection and member satisfaction will be crucial. Consequently, analysts are closely monitoring membership renewal rates for any potential backlash from the stricter enforcement.

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