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Analysts, traders: Stripe-Advent offer undervalues PayPal

Analysts and traders dismiss $60.50 Stripe-Advent bid as too low.

  • A reported $53.4 billion takeover offer from Stripe and Advent International at $60.50 per share has sparked widespread belief that Paypal is undervalued.
  • Cantor Fitzgerald argues $70 per share better reflects the company’s intrinsic value, while Canaccord says the $60–$61 range is too low.
  • Retail traders on Stocktwits are “extremely bullish,” expecting a higher bid to emerge as negotiations continue.

On July 15, reports emerged that Stripe and Advent International had made a joint $53.4 billion cash offer for PayPal, equating to $60.50 per share. Shares of PYPL surged nearly 4% on Thursday following the stock’s best day ever on the news, though they later pared gains to remain up 3%.

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However, both Wall Street analysts and retail traders largely dismiss the bid as too low. Cantor Fitzgerald analyst Ramsey El-Assal stated that a sum-of-the-parts analysis suggests $70 per share would better reflect PayPal’s intrinsic value, though the firm maintained a “Neutral” rating and $54 price target.

Consequently, Canaccord analyst Joseph Vafi raised his price target to $55 but kept a “Hold” rating, calling the $60–$61 takeout price too low given financial and strategic buyers involved. The firm noted that PayPal’s board is likely focused on operational improvements under its new CEO rather than strategic alternatives.

Meanwhile, Clear Street initiated coverage with a “Hold” rating and $61 price target, describing PayPal as at a “strategic crossroads” with hidden value obscured by its complex organizational structure. Barclays also upgraded the stock to “Equal Weight” from “Underweight” with a $55 target.

On Stocktwits, retail sentiment was “extremely bullish” with message volume “extremely high.” One trader dismissed the offer, saying “anything under $80 is a scam.” Another called the $60.50 share price “just the beginning of negotiations,” predicting it would “easily get bid up to $75.” A third trader declared “any price below $100 is a steal,” adding that Stripe wants PayPal because “they know that.”

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PYPL shares have declined roughly 4% year-to-date, and the company’s board is expected to meet as soon as July 20 to discuss the proposal.

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