- Crypto payments can be safer than traditional methods if set up with strong security systems.
- Crypto fraud rates are 91% lower than credit card fraud, and chargebacks are fully eliminated.
- Major risks come from weak passwords, fake apps, phishing, and non-compliant platforms—not the crypto technology itself.
- Measures like wallet separation, blockchain risk scoring, strict KYC/AML compliance, and regular security audits improve safety.
- Crypto payments appeal to SaaS companies due to benefits like fast payouts, low costs, and global reach.
0xProcessing reports that cryptocurrency payments, when managed with proper infrastructure, offer strong security and operational advantages for businesses worldwide. The company has processed millions of crypto transactions for software-as-a-service clients in over 80 countries between 2021 and 2024.
Company data shows that crypto payment fraud rates are 91% lower compared to traditional credit card transactions. Chargebacks, which are the reversal of funds due to disputes or fraud, have been fully eliminated due to blockchain’s permanence. The report also notes that 63% of SaaS clients experienced lower risk and quicker payouts after switching to crypto solutions, while 72% of total transaction volume used stablecoins such as USDT or USDC—cryptocurrencies pegged to the U.S. dollar to reduce price volatility.
0xProcessing states that most crypto-related risks stem from poor security practices outside the blockchain itself. These include weak or reused passwords, fake wallet applications, phishing attempts, and payment gateways that do not follow identity verification (KYC) or anti-money laundering (AML) rules. “The technology is sound — it’s the environment around it that creates exposure. That’s why we built 0xProcessing with preventative architecture, not reactive patches,” the company notes on its website.
To address these issues, 0xProcessing implements several safeguards. These include separating internet-connected (hot) and offline (cold) wallets, encrypted key storage, and multi-layered access controls. Every crypto wallet address is analyzed using machine learning risk scores. Transactions flagged as suspicious or belonging to blacklisted addresses are blocked before processing. The firm also conducts weekly internal security testing and brings in external auditors every quarter.
For SaaS and e-commerce platforms, crypto payments offer several advantages: there are no chargebacks, transfers are almost immediate, transaction fees remain below 1% per transfer, and customers in countries with limited banking access can still make payments. As a result, more platforms are adding crypto to their payment options.
0xProcessing cites other product features, like automatic conversion into multiple fiat currencies (including U.S. dollars, euros, and Brazilian real), security-focused APIs, real-time risk notifications, and proprietary wallet infrastructure with no third-party dependencies. The company reports full alignment with global data security standards, such as ISO/IEC 27001.
According to 0xProcessing, businesses using these systems get faster, safer, and more flexible payment solutions, without relying on traditional banking. The company advises that success with crypto payments depends on choosing reliable partners who make security a product feature.
For more on crypto payment safety and business features, additional information is available on the 0xProcessing website.
Disclaimer: Cryptocurrency carries risks. This information does not constitute financial or legal advice; consult professionals before making business decisions involving digital assets.
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