- A Bitcoin investor revealed he borrowed $150,000 in personal loans over four years to buy BTC at an average price of $35,000.
- By February 2026, his 4.75 BTC holdings were valued at approximately $356,000, representing an unrealized profit of about 113%.
- The trader continues to repay loans with his job income, plans further investment if Bitcoin’s price declines, and shared his strategy in a recent Reddit post.
A bold Bitcoin investor recently disclosed a high-risk, four-year strategy where he accumulated cryptocurrency using $150,000 from personal loans. This aggressive move, detailed on Reddit, involved purchasing BTC at an average price of $35,000. The trader’s ultimate goal was to amass a significant Bitcoin position, which he managed to do efficiently.
He successfully accumulated 4.75 BTC using this leveraged method, simultaneously paying down the debt with earnings from his day job. Consequently, his cryptocurrency wallet ballooned in value to around $356,000 by early February 2026. This figure represented a substantial unrealized gain for the investor.
However, the trader remains committed to his strategy despite market fluctuations, including a recent price dip to the $65,000 level. He stated, “In the meantime, I’m throwing everything I can at it each month while we’re in the $70-80k range with earned income from my job.” Consequently, he identified prices below $70,000 as a perfect buying opportunity.
The investor even revealed plans to take an additional $50,000 loan if Bitcoin’s value falls further. Meanwhile, he continues stacking Bitcoin while servicing his existing personal debt obligations. This case highlights an extreme risk-to-reward approach within the volatile cryptocurrency market.
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