Tether’s USDT Growth Slows, Crypto Liquidity Tightens Ahead of Holidays

Tether's Market Cap Growth Slows, Signaling Cautious Crypto Liquidity and Bitcoin Price Consolidation Until 2026

  • The 60-day market capitalization growth of Tether‘s USDT stablecoin has significantly slowed from $15.4 billion to $4.8 billion.
  • Stablecoin supplies remain stable but with cautious deployment, limiting upward momentum in the cryptocurrency market.
  • Bitcoin’s price is expected to consolidate between $81,000 and $102,000 until new capital inflows or demand for exchange-traded funds (ETFs) emerge.
  • Altcoins are more sensitive to current tight liquidity conditions, reflected in a low market expectation for a strong altcoin season in early 2026.

Cryptocurrency market liquidity is tightening as a key capital inflow indicator shows a steep slowdown ahead of the holiday period. The 60-day market cap growth of Tether’s USDT, the largest stablecoin by market size, declined sharply from $15.38 billion on November 1 to $4.83 billion recently, according to on-chain analytics from CryptoQuant.

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This slowdown in new stablecoin issuance signals less fresh capital entering the market, reflecting a typical liquidity slump for the Christmas season. Yaroslav Patsira, Fractional Director at CEX.IO, noted that stablecoin supply has remained within the $285 billion to $290 billion range, with occasional minor declines for assets including USDT. “This suggests that funds are still in the ecosystem, but they’re just not being deployed aggressively,” he stated.

Stablecoin exchange reserves, a measure of liquid capital ready for market use, recently peaked at an all-time high of $80 billion. These reserves dropped by 11% during Bitcoin‘s rise to about $94,000 but slightly increased in the recent sell-off period. “While dry powder exists,” Patsira explained, “capital is cautious, waiting for lower prices or rotating short-term without significant commitment.” This cautious capital deployment caps potential market gains.

For Bitcoin, liquidity remains somewhat stable but weakening, capping upside movement unless renewed demand for ETFs or more stablecoin issuance occurs. Bitcoin is likely to trade between its “true mean” value of around $81,000 and the short-term holder cost basis near $102,000, according to Patsira. Price resolution could lead to a breakout or deeper bearish momentum depending on market dynamics.

Altcoins, which depend more on high capital rotation and risk appetite, face greater sensitivity to low liquidity. On the prediction market platform Myriad, users assign only a 23% chance to an altcoin season occurring before April 2026.

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Despite these conditions, Myriad users remain relatively optimistic about Bitcoin’s price, assigning a 64% likelihood to a retest of $100,000 rather than a decline to $69,000.

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