Study: 3-Year Bitcoin Holds Yield Nearly 100% Win Rate

Study finds holding Bitcoin long-term virtually eliminates risk and ensures profit

  • Holding Bitcoin for at least three years has historically reduced the probability of loss to just 0.70%, according to Bitwise research.
  • Despite a recent 50% correction, investors who purchased BTC three to five years ago still hold an approximate 90% profit on their position.
  • Longer-term price forecasts from analysts for 2026-2027 remain bullish, clustering around the $100,000 to $150,000 range.

Recent analysis by Bitwise Europe’s head of research, André Dragosch, provides a powerful case for Bitcoin patience. Data examining BTC’s price history from 2010 to early 2026 shows long-term holders are nearly always rewarded. However, the risk of loss remains significantly higher for those with shorter time horizons.

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Consequently, the probability of being underwater plummets to just 0.2% over five years and 0% over a decade. Meanwhile, intraday traders historically faced a 47.1% chance of loss. This pattern is clearly reflected in the current market’s realized price metrics.

As of last Saturday, Bitcoin traded around $65,000, well above its three-to-five-year realized price of $34,780. Therefore, the cohort holding for that period still enjoys roughly a 90% profit. Conversely, most traders who bought within the last two years held at an unrealized loss.

Looking ahead, analyst forecasts for 2026-2027 remain optimistic despite recent volatility. For instance, global brokerage Bernstein maintains its $150,000 BTC price target for 2026. Standard Chartered also sees a potential recovery toward $100,000 by late 2026 after a possible “final capitulation.”

Meanwhile, Timothy Peterson’s historical framework points to $122,000 by early 2027. Consequently, the predominant long-term narrative for Bitcoin continues to emphasize substantial upside potential.

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