Nagel Backs Euro Stablecoins to Counter US Dollar Dominance

Bundesbank's Nagel backs digital euro tools for payment independence, countering US stablecoin moves to protect sovereignty.

  • Joachim Nagel, president of Deutsche Bundesbank, advocates for a euro CBDC and stablecoins to enhance European payment independence.
  • His support follows U.S. legislation establishing a framework for dollar-pegged stablecoins, creating potential competition.
  • Nagel warns that a dominant market share for dollar stablecoins could impair European monetary policy and sovereignty.
  • U.S. lawmakers are simultaneously debating the CLARITY Act, which includes contentious rules for stablecoin rewards.

In a speech at the New Year’s Reception of the American Chamber of Commerce in Frankfurt on Monday, Joachim Nagel, president of Germany’s Deutsche Bundesbank, endorsed the creation of both a retail central bank digital currency (CBDC) and euro-pegged stablecoins. He argued these tools would foster greater independence for the bloc’s payment systems, Europe-in-a-changing-world-989870″ rel=”noopener nofollow” target=”_blank”>according to his prepared remarks.

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Consequently, his vision includes a wholesale CBDC for programmable institutional payments and low-cost stablecoins for cross-border use. However, this European push follows the U.S. GENIUS Act, which President Donald Trump signed into law months ago.

That American legislation establishes a regulatory path for dollar-pegged stablecoins, setting a potential competitive challenge. Nagel had previously warned that overwhelming dominance by dollar stablecoins could severely impair European monetary policy, as he stated last week.

Meanwhile, Washington lawmakers are negotiating the broader CLARITY Act ahead of a potential Senate vote. The bill’s approach to stablecoin rewards remains a key point of division within the financial and crypto industries.

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