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Musk Predicts AI Will Make Money Irrelevant; Wall St. Skeptical

  • Elon Musk predicts that Artificial Intelligence and humanoid robots will make work optional and make money less important in the future.
  • Robinhood CEO Vlad Tenev disagrees, saying that property, scarcity, and incentives will ensure money continues to matter.
  • Both leaders expect AI to blur the difference between work and play, changing how people spend their time.
  • Tesla shareholders recently approved a historic $1 trillion pay package for Musk, showing major confidence as the company pushes into AI and robotics.
  • Retail investor sentiment remains neutral for both Robinhood and Tesla at this time.

Elon Musk, CEO of Tesla, stated that advances in artificial intelligence and robotics could make work optional and reduce the importance of money. He made these comments during a panel at a U.S.-Saudi economic summit, arguing that future technology will enable people to work only if they choose. “My prediction is that work will be optional. It’ll be like playing sports or a video game … you can go to the store and just buy some vegetables, or you can grow vegetables in your backyard. It’s much harder to grow vegetables in your backyard, but some people still do because they like growing vegetables. That will be what work is like — optional.”

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Musk also suggested that, with continued improvements in AI and robotics, “money would become irrelevant at some point in the future.” He emphasized the potential transformation as machines take on more human tasks.

In response, Robinhood CEO Vlad Tenev shared a different perspective. According to his post on X, Tenev said that money will still play a critical role even in a world with advanced artificial intelligence. He explained that private property and scarce resources—such as highly desirable real estate or limited-edition digital assets—will maintain the need for money. “There will continue to be scarce assets like prime real estate, front row concert tickets, even NFTs with good provenance,” Tenev noted, arguing that economic incentives will persist. He also pointed to the growth of activities like chess, where AI has excelled, yet human interest and market size have grown.

Both executives agree that AI will blur the lines between work and entertainment, suggesting a future where traditional job boundaries are less clear.

Retail investor sentiment, as tracked by a market sentiment indicator, is currently neutral for both Robinhood and Tesla.

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These discussions come shortly after Tesla shareholders approved a record-breaking $1 trillion pay package for Musk. The compensation plan is tied to performance milestones that include delivering 20 million vehicles, reaching 10 million active full self-driving subscriptions, deploying 1 million Optimus robots, and launching 1 million commercial robotaxis.

Analyst reports indicate that if Tesla successfully scales its plans in autonomous vehicles and robotics, the company’s valuation could reach $2 trillion by early 2026 and $3 trillion by the end of that year, as noted by Wedbush analysts.

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