Millionaire XRP wallets rise; ETFs flow in amid price slumps

XRP slips about 4% as wallets holding ≥1M XRP rise to 2,016 and U.S. spot XRP ETFs record $91.7M inflow amid Bitcoin ETF outflows

  • XRP price slipped about 4% this month despite rising on-chain indicators.
  • The count of wallets holding at least 1 million XRP rose by 42 to 2,016, the first gain since September 2025.
  • U.S.-listed spot ETFs tied to XRP recorded a net inflow of $91.7 million this month.
  • Those ETFs took in $666 million and $499 million in November and December, respectively, per reported data.
  • Flows into XRP ETFs contrast with net redemptions from Bitcoin ETFs, which saw $278 million outflows this month and over $4 billion in the last two months of 2025.

XRP started the new year with a roughly 4% drop in price while on-chain data showed signs of accumulation. Data this month showed the number of wallets holding at least 1 million XRP rose by 42 to 2,016, the first increase since September 2025. This return of large holders came as U.S.-listed spot ETFs tied to the token registered a net inflow of $91.72 million this month.

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According to Santiment, the ledger saw the new millionaire wallets this month. “A net of +42 wallets with at least 1M XRP have returned to the ledger, an encouraging sign for the long-term,” the data source said on X.

ETF flow data from SoSoValue shows the funds added $666 million and $499 million in November and December, respectively. Those prior inflows helped push the token’s ETF intake despite the recent price weakness.

The inflows into XRP ETFs contrast with outflows from bitcoin ETFs, which processed $278 million in redemptions this month after more than $4 billion left in the last two months of 2025. Meanwhile, XRP has failed to reclaim its 50-day moving average, with rallies stalling near the $2 level and the token last trading around $1.88, down about 1.7% over 24 hours.

Analysts note the mix of rising large-holder balances and steady ETF inflows alongside weak price action suggests quiet accumulation rather than speculative excess. Historically, similar patterns for the token have preceded periods of consolidation before sharper moves, though timing has varied.

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