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MARA’s Bitcoin lending brings $32.1M income as policy shifts

MARA to sell Bitcoin holdings from 2026 after posting $1.7 billion quarterly loss.

  • MARA Holdings revised its treasury strategy to allow for Bitcoin sales from its $4.7 billion holdings starting in 2026.
  • The company reported a $1.7 billion net loss for Q4, largely due to a $1.5 billion devaluation of its digital assets.
  • Despite the loss, its lending of Bitcoin generated $32.1 million in interest income over the past year.

MARA Holdings announced a major shift in its digital asset strategy on Monday, amending its treasury policy to permit sales of Bitcoin from its corporate balance sheet starting in 2026. The company, which ended last year holding 53,822 BTC worth approximately $4.7 billion, generated $32.1 million in interest income last year by lending portions of its cryptocurrency. Consequently, this strategic pivot expands beyond its previous mandate of only selling newly mined Bitcoin as reported in its recent filing. However, the company’s stock fell over 5% following the news.

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In its fourth-quarter earnings report, MARA disclosed a net loss of $1.7 billion, primarily driven by a $1.5 billion fair-value loss on its digital assets. Meanwhile, revenue totaled $202.3 million, marking a 5.63% decline year-over-year and falling short of analyst expectations. The earnings report also noted the company mined 8,799 BTC in 2025, a decrease from the 9,430 BTC mined the previous year.

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