HDFC Bank Stock in Rs 900-970 Range, Upside Seen Limited

HDFC Bank rangebound as PSBs gain; Nifty finds support, faces resistance hurdle.

  • HDFC Bank shares are expected to trade in a tight range between $10.8-11.6 (Rs 900-970) in the near term.
  • Analysts advise current holders to maintain positions with a stop loss at $10.7 (Rs 895), citing limited immediate upside potential.
  • The banking sector shows a shift, with Public Sector Banks outpacing private peers in loan growth, pressuring private bank margins.
  • Broader market momentum is building, with the Nifty50 index finding support at 25,500 and facing resistance at 26,000.
  • JM Financial maintains an ‘Add’ rating on HDFC Bank, with ‘Buy’ ratings on ICICI Bank, Axis Bank, and State Bank of India.

Analysts at JM Financial Services report that HDFC Bank stock is currently trapped in a defined trading corridor with limited upside. According to Akshay Bhagwat, Senior Vice-President of Derivatives Research, the immediate price range is $10.8-11.6. Consequently, experts recommend investors hold the stock but implement a protective stop loss at $10.7.

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This cautious outlook for HDFC Bank emerges amidst a broader market gaining momentum. However, Bhagwat notes the benchmark Nifty50 index sees 26,000 as a significant immediate hurdle, with solid support at 25,500. He stated, “The index is catching up momentum and 26,000 is the first immediate barrier.”

Meanwhile, the banking sector faces evolving competitive dynamics. JM Financial‘s latest analysis reveals Public Sector Banks are surprisingly outpacing private banks in loan growth. Consequently, this shift is creating margin pressures for private lenders like HDFC Bank.

Private banks’ Pre-Provision Operating Profit growth has moderated due to reduced other income and higher operational expenses. In contrast, PSBs benefited from stronger treasury gains and recoveries. Reflecting this landscape, JM Financial assigns HDFC Bank an ‘Add’ rating.

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